Condell Wealth Advisers Manly

Financial Planning & Investment Advisory

Wealth creation is a process that takes time, requires discipline, experience and good judgement. Our investment universe is guided by quality filters based on sound research.

Are you retired, saving for a house or for future school fees, an investment property or planning for retirement? Do you pay too much tax? Are you asset rich and cashflow poor or do you earn a good income but have few assets? Are you worried about your financial future, about the risks of mishap or poor health? Are you planning to start a family or wanting to help your kids or grandkids?

Our Manly based wealth advisers provide a full suite of Financial Advisory Services. We'll help with the complexity so you can make informed decisions about your financial future. Having a team, you can trust allows you to spend more time on the things that matter to you.

1Strategy Creation
The creation and protection of your wealth is our primary focus. We'll develop an overarching, flexible Wealth Strategy taking into account things such as your cashflow needs, your tolerance or intolerance for risk, taxation matters and your family circumstances. The strategy will be the guiding compass for all subsequent recommendations and actions.
2Portfolio Management
Our investment universe is guided by quality filters based on sound research. We take great care in selecting investments and blending them into cohesive portfolios that align with your objectives and goals. We advise on shares, managed funds, listed income securities, property securities, term deposits and cash and we'll consider how these investments correlate with any investment properties or other assets you hold.
3Share Portfolios
There are many facets to successful share investing. These include assessing your tolerance for risk, the need for growth and/or income, your time horizon and your age. Appropriate sector diversity is key to risk minimisation, as is deciding how much to place in established large cap businesses as opposed to mid-caps or emerging small caps. There are other significant factors as well; such as sourcing quality independent research, ongoing monitoring of the portfolio, reweighting when the portfolio becomes skewed, knowing when to buy and sell, assessing the growth potential, yield and level of franking credits. These are all significant factors that we bring together in the construction and maintenance of share portfolios.
Tax effective wealth creation and retirement planning is what super is all about. We will help you navigate through the super maze from accumulation to pension phase using strategies that minimize your personal taxes and optimise your long term wealth.
5SMSF - Self Managed Super
Want greater control over your financial future? We can help you determine if a Self Managed Super Fund (SMSF) is right for you and guide you through the steps. Whether it's set up and ongoing administration, tax planning, portfolio construction, Transition to Retirement Strategies or family wealth planning, we have it covered. We can also help you establish a Limited Recourse Borrowing Arrangement to acquire your business premises or other investment property.
1Life Insurances - Protecting your Wealth
It's important to protect the wealth you create and that includes protecting you, your income earning capacity, your family and your assets. Your insurance needs vary depending on your stage of life, your debt levels and whether you have dependents. We'll assess your income and life insurance needs and identify solutions that will give you peace of mind.
2Estate Planning - Transferring your Wealth
Estate planning ensures that the wealth you have built is transferred to your beneficiaries smoothly, tax-effectively and according to your wishes. There are many elements to Estate Planning including the structure and form of your Will, different types of Powers of Attorney, your Superannuation Trust Deed and Beneficiary Nominations and your Insurances. We can help you with your estate planning needs bringing all the important aspects together to ensure you achieve the outcomes you desire.
3Aged Care
Aged care can be a complex issue and it is sometimes an emotional journey for those involved. We have the experience and technical knowledge to help with the evaluation of available options. This extends to choices about the type of aged care facility, analysis of the different pricing options, tax outcomes and decisions about the family home. We can help navigate through the many decision points and help make the transition an easier one.
4Expat Services and UK Pensions
We can assist expats moving to or leaving Australia. We understand there are often unique tax arrangements in place and we recognize the need to be financially secure in your new place of work. We can organise the transfer of UK Pensions to Australia. We understand what expats are looking for in setting up their finances and personal insurances in a new country and in securing their affairs before they depart.
5Navigating the Course
It is inevitable that over time changes will occur, not only in investment markets, legislation, the economic and political environment but also in your personal circumstances. We will review your Wealth Strategy regularly to ensure it continues to meet your current needs as the world around you changes.

Additional Resources

Our analysis and research process draws on the considerable resources at our disposal. This includes research and commentary from leading stockbroking analysts, comprehensive managed fund research, insurance analytics and comparative tools, economic and industry papers and commentary. We also have direct access to leading industry economists, fund managers and technical specialists.